At every life stage, from high-earning young professionals building their wealth to affluent couples approaching retirement and patriarchs and matriarchs preparing to pass down wealth to the next generation, the critical constant is time. Our finite time underscores the importance of effectively growing assets to secure a stable income stream for retirement, maintaining and growing your wealth beyond retirement, and to efficiently pass down assets to whichever individuals or charities you decide. This makes it imperative for investors to regularly review their financial plans and investment strategies with a qualified Wealth Advisor, ideally one who is a Certified Financial Planner (CFP®), signifying comprehensive knowledge in financial planning and a fiduciary commitment to clients' best interests.

A scenario we frequently encounter involves clients seeking a second opinion after years with a previous advisor, often concerned about underperforming portfolios relative to the broader market. Beyond poor investment selection, or a lack of active monitoring and timely adjustments, our in-depth analysis typically reveals issues such as excessive advisory fees, investments in high-expense mutual funds and ETFs, and a lack of tax optimization, leading to inflated tax liabilities. Through our second opinion service, we frequently identify and rectify such inefficiencies, guiding clients away from these detrimental practices. At Wealthstone, our focus is on reorienting your investment strategy towards maximizing wealth accumulation and enhancing your future outcome, ensuring every decision aligns with efficient asset growth and tax-effective management.

We offer a complimentary review of your current investment strategy and financial plan. This service includes a detailed risk analysis and a comparative assessment of your existing investment portfolio against relevant benchmarks, such as the S&P 500, and our proprietary investment strategies.

Our commitment to a holistic wealth management approach extends beyond investment accounts. We meticulously review your tax returns, trusts, life insurance policies, annuity contracts, and retirement plan accounts. Leveraging our extensive expertise in these areas, we provide investors with a comprehensive overview of their entire financial landscape. This in-depth analysis enables us to identify opportunities for reducing unnecessary costs, mitigating risk and taxes, to enhance the overall effectiveness of your wealth accumulation strategies. At Wealthstone, our goal is to ensure that every aspect of your financial portfolio is optimized for maximum growth and efficiency.